Source: aajtak
Your PAN card, essentially your Permanent Account Number, is a vital document. It's needed for everything from opening a new bank account to applying for a loan or registering property. But what if someone else is using your PAN card?
Source: aajtak
Scammers have figured out how to exploit it. Using your PAN card, they can indulge in various frauds that could lead to financial losses and legal headaches for you.
Source: aajtak
Follow these steps to verify if your PAN card is being used by someone else. You can visit incometax.gov.in to download your Annual Information Statement or Form 26AS using your PAN for insight.
Source: aajtak
This will show you all the transactions linked to your PAN. If there are unfamiliar transactions, it indicates misuse. You can also use UPI apps like GPay or Cred to check your credit score.
Source: aajtak
Tap to grant necessary access. Observe your credit score and click on the full report to scan for any unfamiliar loans, credit card applications, or inquiries.
Source: aajtak
If something is happening without your knowledge, your PAN is likely being misused. Additionally, you can check your Cibil Score online by logging into platforms like Cibil or Experian.
Source: aajtak
If you haven't logged in before, you'll need to sign up and provide essential financial and personal data. An OTP will be sent to your registered mobile number for verification, after which you'll receive your credit report.
Source: aajtak
In such situations, it's wise to inform the Income Tax Department and your bank, and file a complaint with the police or report it as cybercrime.
