Man Fakes Mother's Death in India for US Insurance Claim

An astonishing scam

Source: aajtak

In a shocking aftermath of a hotel accident in Patna, Bihar, a bewildering insurance fraud case has come to the forefront. An attempt to claim 8.3 million rupees from an American insurance company was made using a fabricated death certificate. Yet, when the insurance officials arrived in Patna to investigate the case, the fraud became apparent.

On April 25th, a devastating fire broke out in the Pal and Amit Hotel located near the Patna Junction within the Kotwali police station area, claiming eight lives. According to police records, the deceased were identified as Rahul Kumar, Dinesh Singh, Chandrakala Kumari, Tej Pratap, Ritesh Kumar, Raj Lakshmi Kisku, Priyanka Kumari, and Miloni Kisku.

Officials uncover the truth upon investigation in Patna

The woman whose name was used to present the death certificate for insurance money was neither listed in the Kotwali police station's list of deceased nor in the Fire Department records. Reports indicate that the culprit, a resident of Uttar Pradesh, had falsified the death certificate through the municipal office in Patna and had attempted to claim insurance money based on it.

The names held by the Fire Brigade office matched only those on the police record, all victims had been identified, and their bodies claimed by their relatives.

The man from Uttar Pradesh, who applied for the insurance claim with the counterfeit death certificate, listed a woman named Suman Lal as his mother, who did not perish in the hotel fire. However, he claimed her death was caused by the fire in his insurance claim.

Patna hotel fire aftermath

Source: aajtak

When the deceitful claim was forwarded to the American insurance company, National Life Group, they sent an officer to conduct an investigation. Upon their arrival in Patna and after checking with the local police station, the deceit was unveiled: no woman named Suman Lal was ever documented as deceased.

Scene of the hotel fire in Patna

Source: aajtak

Girish Nandan, an official from the American insurance company, reported that the name recorded on the death certificate was not present in either the police or fire brigade's list of fatalities. Further investigation by Girish Nandan in the statistical department confirmed the certificate was entirely fraudulent.

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